Trade inputs

Ticker

Stock price ($)

Current IV % (from TOS options chain)

  • Open TOS → Trade tab → Options chain → Implied Volatility column

52-week high IV %

  • TOS → Options chain → look for highest IV over past year (or use 80 as default estimate)

52-week low IV %

  • Use 15 as a safe default if unknown

Open interest on target strike

  • TOS options chain → OI column at your ATM or 1-ITM strike

Bid/Ask spread ($)

  • Ask minus Bid at your target strike. Under $0.15 = acceptable.

Planned expiration (DTE)

  • Days to expiration. Use 30-45 DTE for standard swing trades.

Your planned hold time

  • Select hold time
    • 2-5 days
    • 5-15 days
    • 15-20 days

Run Checklist → Clear all fields

Checklist results

○ Fill in inputs to run the checklist

  • Enter stock price, IV, open interest, spread, DTE, and hold time on the left. The checklist will evaluate all 6 criteria and give you a verdict.

Strike selection by stock price

Stock price Buy this strike Never buy
$4.00–$6.00 $5 call (ATM) $6 or $7 call
$6.00–$8.00 $7 call (ATM/1 ITM) $8 or $9 call
$8.00–$10.00 $9 or $10 call $11+ call
$10.00–$12.00 $10 or $11 call $13+ call
Rule Never go more than $1 OTM on stocks under $10

Expiration by hold time

Hold time Buy this DTE Status
2–5 days 21–30 DTE OK
5–15 days 30–45 DTE Ideal
15–20 days 45–60 DTE OK
Same week Weekly options Never
Under 7 DTE Any Exit now

IV Rank guide

IVR Premium cost Action
0–20 Very cheap Buy calls
20–30 Affordable Buy calls
30–50 Moderate Reduce size
50–70 Expensive Stock preferred
70+ IV crush risk Stock only

Position sizing at 100 shares

Premium cost Contracts Total risk
Under $80 1–2 $80–$160 ✓
$80–$150 1 $80–$150 ✓
$150–$250 1 (half) $150–$250 ⚠
Over $250 0 — skip options Buy stock instead
Stop loss Exit when option loses 40–50% of value